Thankfully I have been pretty frugal all of my life...thanks to my Dad and not having money to buy unnecessary items.. Though there are many people who are in debt and want a way to get out. I have an awesome resource to help you with the things that I don't know about (others just pretend to know).
Head over to Moms Like Me Twin Cities HERE and start asking Kare11's money expert Jerrid Sebesta.
Get your free credit report HERE that Jerrid recommends.